Checking
First Pioneers’ Checking Account Options
ALL checking accounts come with the following:
Free ATM Withdrawals at select ATMs
Debit Card issued instantly at branch
Free $1,000 ADD insurance
Free First Box of Checks
Free Online Banking and Mobile App
Free Bill Pay
No limit on monthly checks written
Remote Deposit Capture
Zelle
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Basic Checking
Per Check Fee: NONE
Monthly Fee: $7.00 with e-statements $9.00 without e-statements
(Once member reaches 55 years of age, there is no fee)
Fee waived if you have any of the following:
- Debit card transactions totaling $700
- More than $700 minimum checking account balance
- More than $3,500 minimum total funds on deposit Open Basic Checking Online
Already a member and need to add an account? Log into online banking and choose "New Account" to add a checking account.
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Economy Checking
Per Check Fee: $0.50
Monthly Fee: FREE with e-statements ($2.00 without e-statements)
Fee Waived If You Have:
Open Economy Checking Online
Debit card transactions totaling $700Already a member and need to add an account? Log into online banking and choose "New Account" to add a checking account.
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Fresh Start Checking
Per Check Fee: NONE
Monthly Fee: $15
Must have account for 12 months with NO negative balance before changing account type.
Open Fresh Start Checking OnlineAlready a member and need to add an account? Log into online banking and choose "New Account" to add a checking account.
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Prestige Checking
Per Check Fee: NONE
Monthly Fee: $10.00
Interest bearing IF over $1,500 average daily balance
Fee waived if you have one of the following:
- Debit card transactions totaling $1,000
- More that $1,000 minimum checking account balance
- More than $4,500 minimum total funds on deposit Open Prestige Checking Online
Already a member and need to add an account? Log into online banking and choose "New Account" to add a checking account.
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Explorer Club Savings
Product Dividend/Interest Rate APY* Term Rate for Balances Under $3,000 5.37 5.50 N/A Balances over $3000 earn Regular Savings Rate 0.50 0.50 N/A